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Privacy Policy

Our Privacy Policy

Data security without compromise. We collect minimal information, encrypt everything, and never sell your data. Your trading intelligence stays yours.

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Privacy Policy

Our Privacy Policy

Data security without compromise. We collect minimal information, encrypt everything, and never sell your data. Your trading intelligence stays yours.

Icon

Privacy Policy

Our Privacy Policy

Data security without compromise. We collect minimal information, encrypt everything, and never sell your data. Your trading intelligence stays yours.

Icon

Last Updated: December 5, 2025

1. Introduction and Scope

This Privacy Policy ("Policy") describes how NDEX-AI LLC ("Company," "we," "us," or "our") collects, uses, shares, and protects personal information through our applications, websites, and services (collectively, "Services"). This Policy applies to all users and visitors of our Services, regardless of their location.

This Policy is designed to be transparent about our data practices and to comply with applicable privacy laws, including the California Consumer Privacy Act (CCPA), California Privacy Rights Act (CPRA), California Online Privacy Protection Act (CalOPPA), and the General Data Protection Regulation (GDPR).

Jurisdiction Note: While this Policy emphasizes compliance with California and European regulations, we apply these privacy principles to all users globally to ensure consistent protection of personal information.

2. Personal Information We Collect

2.1 Information Collected Directly from Users

We collect the following categories of personal information directly from you when you use our Services:

2.1.1 Account and Contact Information

  • Email address – Collected during account registration, service inquiries, and communication preferences

  • Social media profile information – Collected when you choose to connect your account to third-party platforms such as Facebook, Twitter, or other social

authentication services. This may include your public profile name, profile picture, and verified social account identifier

2.1.2 Device-Based Information

  • Camera and photographic data – Collected when you upload, capture, or share

images or videos through our Services. This includes metadata associated with such media (timestamps, device type, etc.)

2.1.3 Payment Information

  • Payment processor data – We collect payment method information through

third-party payment processors when you purchase products or services. Payment

methods include:

o Apple Store In-App Payments

o Google Play In-App Payments

o Credit card information (processed through secure payment gateways)

o Cryptocurrency payment identifiers and transaction data

Note: We do not directly store full credit card numbers or sensitive payment authentication data. Payment processing is handled by PCI-DSS compliant third-party service providers.

2.2 Information Collected Automatically

2.2.1 Analytics and Tracking Data

We use Google Analytics and Firebase to collect information about how you interact with our

Services, including:

  • Device type, operating system, and browser type

  • Pages visited, features accessed, and time spent on pages

  • Clickstream data and user engagement patterns

  • IP address and approximate geolocation (city/country level)

  • Referral source and landing pages

  • User behavior flows and conversion events

2.2.2 Cookie and Similar Technologies

We use cookies, web beacons, pixel tags, and similar tracking technologies to:

  • Remember user preferences and session information

  • Track campaign performance and conversion attribution

  • Enable remarketing across platforms (Google Ads, Facebook, Twitter, LinkedIn)

  • Understand user preferences for customization purposes

2.3 Information from Third Parties

We may receive personal information from:

  • Third-party authentication providers (Facebook, Twitter)

  • Payment processors (Apple, Google, cryptocurrency platforms)

  • Remarketing partners (Google, Facebook, Twitter, LinkedIn)

  • Service providers and data analytics platforms

  • Email service providers (Mailchimp, GetResponse)

3. Legal Basis for Processing Personal Information

3.1 GDPR Legal Bases (For European Users)

Under the GDPR (Article 6), our processing of personal information is based on the following lawful bases:

3.1.1 Consent (Article 6(1)(a))

We rely on your explicit consent to process:

  • Social media profile information (through social sign-in)

  • Email communications (through opt-in preferences)

  • Cookie and tracking data (via cookie consent banners)

3.1.2 Contract Performance (Article 6(1)(b))

We process personal information necessary to fulfill our contractual obligations:

  • Email address and payment information to process purchases

  • Account data necessary to provide Services

3.1.3 Legal Obligation (Article 6(1)(c))

We process certain personal information to comply with legal requirements:

  • Payment and transaction records for tax and financial regulatory compliance

  • Data retention for regulatory audits and investigations

3.1.4 Legitimate Interests (Article 6(1)(f))

We rely on legitimate business interests to process:

  • Analytics data to improve Service functionality and user experience

  • Remarketing data to deliver relevant marketing messages

  • Fraud detection and security purposes

  • Customer service and support inquiries

Balancing Test: Our legitimate interests are carefully balanced against your rights and freedoms. We do not process sensitive personal data for remarketing without additional safeguards and consent mechanisms.

3.2 CCPA and CPRA Legal Categories

Under the CCPA (as amended by the CPRA), we disclose the following categories of personal information collection and use:

Category A: Identifiers

  • Email addresses, social media identifiers, IP addresses

Category B: Commercial Information

  • Purchase history, payment method information, transaction records

Category C: Biometric Information (if applicable)

  • Photographs uploaded by users (stored as digital files)

Category D: Internet or Network Activity

  • Browsing history, clickstream data, search history within Services

  • Analytics from Google Analytics and Firebase

Category E: Geolocation Data

  • Approximate location derived from IP address

  • Precise geolocation (only if explicitly enabled by user on device)

Category F: Professional Information (if applicable)

  • Information provided in professional profiles or business accounts

Our processing is based on the following purposes:

  • Providing, improving, and supporting our Services

  • Processing transactions and payments

  • Marketing, advertising, and customer analytics

  • Fraud detection and security

  • Legal compliance and regulatory obligations

  • Responding to law enforcement requests

4. How We Use Personal Information

We use personal information for the following purposes:

4.1 Service Delivery and Support

  • Creating and managing user accounts

  • Processing and fulfilling purchases

  • Providing customer support and technical assistance

  • Sending transactional emails (order confirmations, password resets, policy updates)

4.2 Communication and Marketing

  • Sending promotional emails, newsletters, and marketing communications (only with opt-in consent)

• Responding to inquiries and requests

• Conducting surveys and gathering feedback

Notifying you of updates, changes, or new features Opt-Out Rights: You may unsubscribe from marketing communications at any time by clicking the "unsubscribe" link in any email or by contacting us directly.

4.3 Analytics, Research, and Improvement

Analyzing user behavior to improve Service functionality

• Conducting A/B testing and user experience research

• Aggregating anonymized data for internal analytics

• Identifying trends and patterns in Service usage

4.4 Advertising and Remarketing

Displaying targeted advertisements based on browsing history and interests • Measuring campaign effectiveness and conversion rates

• Creating audience segments for marketing purposes

• Retargeting users through Google Ads, Facebook, Twitter, and LinkedIn

4.5 Security and Fraud Prevention

Detecting, investigating, and preventing fraudulent transactions • Protecting against unauthorized access and data breaches • Verifying user identity and authenticating accounts

• Monitoring for security threats and vulnerabilities

4.6 Legal Compliance

Responding to lawful government requests and legal processes

• Establishing, exercising, or defending legal claims

• Complying with applicable laws, regulations, and regulatory obligations • Maintaining records for audit and compliance purposes

5. Data Sharing and Disclosure

5.1 Third-Party Service Providers

We share personal information with service providers who assist us in operating our Services:

Email Services: Mailchimp, GetResponse Email addresses, communication preferences

Analytics: Google Analytics, Firebase | Browsing behavior, device information, user engagement

Payment Processing: Apple, Google, Cryptocurrency platforms, Credit card processors | Payment method, transaction amount, user ID (not full card data)

Authentication: Facebook, Twitter, Social media profiles, verified identifiers

Advertising/Remarketing: Google Ads, Facebook, Twitter, | Browsing history, user interests, demographic data

Hosting and Infrastructure: Cloud service providers, User account data, uploaded content, transaction logs

Data Processing Agreements: All service providers are contractually bound to process personal information only as necessary to provide services, maintain confidentiality, and implement appropriate security measures. We conduct due diligence on all providers to ensure CPRA, GDPR, and CalOPPA compliance.

5.2 Legal Obligations and Law Enforcement

We may disclose personal information when:

  • Required by law, court order, subpoena, or legal process

  • Responding to lawful government or regulatory requests

  • Protecting the safety, rights, or property of NDEX-AI LLC, users, or the public

  • Investigating potential violations of our Terms of Service

  • Detecting, preventing, or addressing fraud, security, or technical issues

5.3 Business Transfers

If NDEX-AI LLC is involved in a merger, acquisition, bankruptcy, receivership, or sale of assets, personal information may be transferred as part of that transaction. We will provide notice to users before a change of control occurs, unless prohibited by law.

5.4 Consent-Based Sharing

We do not share personal information with third parties for their marketing purposes without your explicit consent. If you provide consent for such sharing, you may withdraw it at any time by contacting us.

6. California Privacy Laws (CCPA,CPRA, CalOPPA)

6.1 California Consumer Privacy Act (CCPA) and

California Privacy Rights Act (CPRA)

Applicability: This section applies to residents of California and other US jurisdictions with similar laws.

6.1.1 Consumer Rights Under CCPA/CPRA

You have the following rights regarding your personal information:

Right to Know (Access)

You have the right to request what personal information we collect, use, and share about you.

We will provide this information in a portable, machine-readable format within 45 days of receiving a verified request.

Right to Delete

You have the right to request deletion of personal information we have collected from you, subject to certain exceptions (e.g., information needed to complete a transaction, comply with legal obligations, or enable security functions). We will delete such information within 45 days of verification.

Right to Correct

Under CPRA, you have the right to request correction of inaccurate personal information. We will implement corrections within 45 days of verification.

Right to Opt-Out of Sales or Sharing

Under CCPA, we do not "sell" personal information as defined by the law. However, our use of analytics tools and remarketing services may constitute "sharing" for cross-context behavioral advertising purposes. You have the right to opt-out of such sharing by:

  • Clicking the "Do Not Sell My Personal Information" link on our website

  • Submitting an opt-out request through our privacy portal

  • Calling us at the contact information below

Right to Limit Use of Sensitive Personal Information

Under CPRA, you may limit our use of sensitive personal information (including precise geolocation, health data, biometric information, and financial account information) to purposes necessary to provide Services you requested. We will honor such requests within 45 days.

Right to Non-Discrimination

We will not deny goods or services, charge different prices, or provide different quality of service based on your exercise of CCPA/CPRA rights, unless the difference is reasonably related to the value of the data provided.

6.1.2 How to Exercise Your Rights

To exercise any of the above rights:

  1. Submit a request by email to

  2. Visit for additional assistance

  3. Provide sufficient information to identify your account and verify your identity

We will respond to all verified requests within 45 days. If we require additional information to verify your identity, we will request it within 15 days.

6.1.3 Authorized Agent

You may designate an authorized agent to submit requests on your behalf. We will verify the agent's authority and your identity before processing such requests.

6.1.4 CPRA Data Minimization and Retention

Under CPRA, we implement data minimization practices:

  • We collect personal information that is reasonably necessary and proportionate to our stated purposes

  • We retain personal information only as long as necessary to fulfill stated purposes or comply with legal obligations

  • We do not retain sensitive personal information longer than necessary

  • Specific retention periods for each data category are outlined in Section 7 below

6.2 California Online Privacy Protection Act

(CalOPPA)

Applicability: This section applies to all California online residents and applies to this website and mobile applications.

6.2.1 Conspicuous Privacy Policy

This Privacy Policy is conspicuously posted and accessible through:

  • Our website homepage

  • Our mobile application settings and legal section

6.2.2 Third-Party Information Collection

We disclose that third-party service providers and advertising partners may collect personally identifiable information on our Services:

Third Parties Collecting Information:

  • Google Analytics and Firebase (analytics and tracking)

  • Google Ads, Facebook, Twitter, and LinkedIn (remarketing and advertising)

  • Mailchimp and GetResponse (email communication)

  • Apple, Google, and payment processors (transaction processing)

Your Choices: You may opt-out of third-party tracking and advertising:

  • Use your browser's "Do Not Track" signal (see Section 6.2.3 below)

  • Adjust privacy settings in your device and social media accounts

  • Click opt-out links in marketing communications

6.2.3 Do Not Track (DNT) Signals

Our Policy on DNT: We recognize when you transmit "Do Not Track" signals through your web browser or mobile device. When such signals are recognized:

  • We will limit collection of tracking information

  • We will not engage in remarketing or behavioral advertising to that device

  • We will honor your preference to minimize tracking while still providing core Services

Browser-Level Controls:

  • Most browsers allow you to opt-out of tracking through their privacy settings

  • If you enable DNT, you may see less targeted advertising, but we will continue to

provide Services normally

6.2.4 User Review and Correction Process

CalOPPA requires we inform users if there is a process for them to review and request

changes to personally identifiable information we have collected online.

Process for Review and Correction:

  1. Email with your request

  2. Include your account identifier and the information you wish to review or correct

  3. We will provide information or make corrections within 30 days

7. Data Retention

We retain personal information for the duration necessary to provide Services and fulfill the purposes outlined in this Policy.

7.1 Retention Schedule by Data Category

Email Address and Contact Information

  • Retained while account is active

  • Deleted within 90 days of account closure or at user request

  • Exception: Email retained if required for legal proceedings or regulatory compliance

Social Media Profile Information

  • Retained while authenticated connection is active

  • Automatically deleted if social account is disconnected

  • Retained for 30 days after disconnection, then deleted

Payment Information

  • Credit card data: Not retained by us; processed immediately by payment providers

  • Transaction records: Retained for 7 years (required by tax and financial regulations)

  • Payment method identifiers: Retained for 3 years or as needed for dispute resolution

Camera/Image Data

  • Retained according to user upload and storage settings

  • Deleted when user deletes files or upon account closure

  • May be retained longer if required for legal disputes or investigations

Analytics and Tracking Data

  • Google Analytics: 26 months (standard retention)

  • Firebase: Retained per Firebase retention policies

  • Aggregated data: Retained indefinitely (cannot identify individuals)

Email Communications

  • Transactional emails: Retained for 1 year

  • Marketing emails: Retained according to email service provider policies; deleted upon

unsubscribe

  • Support inquiries: Retained for 2 years

Cookie Data

  • Session cookies: Deleted upon browser closure

  • Persistent cookies: Retained for up to 2 years

  • Remarketing pixels: Retained per platform policies (typically 90 to 540 days)

7.2 Post-Deletion Handling

After deletion, residual copies of data may remain in backup and archive systems for up to 90 days but will not be accessible or used for any purpose. Once backup systems are purged, the data is permanently deleted.

8. Data Security

8.1 Security Measures

NDEX-AI LLC implements comprehensive technical, administrative, and physical safeguards to protect personal information:

Technical Safeguards:

  • Encryption of data in transit (TLS/SSL protocols)

  • Encryption of sensitive data at rest

  • Secure authentication mechanisms (password protection, multi-factor authentication)

  • Regular security audits and vulnerability assessments

  • Intrusion detection and prevention systems

  • Firewalls and network segmentation

Administrative Safeguards:

  • Access controls limiting employee access to personal information

  • Employee training on data protection and privacy practices

  • Confidentiality agreements with all personnel

  • Data breach response and incident management procedures

  • Regular review of data handling practices

Physical Safeguards:

  • Secured data centers with restricted access

  • Environmental controls (fire suppression, climate control)

  • Video surveillance and badge access systems

  • Secure disposal of physical records containing personal information

8.2 CPRA Risk Assessment and Data Protection

Audit

Under CPRA requirements, NDEX-AI LLC conducts:

  • Regular risk assessments evaluating significant risks to consumer privacy and security

  • Data protection audits by certified independent third parties

  • Annual compliance certifications submitted to the California Privacy Protection

Agency

  • Evaluation of processing benefits against potential privacy and security risks

8.3 Data Breach Notification

In the event of a confirmed data breach affecting personal information, NDEX-AI LLC will:

  1. Investigate the breach promptly

  2. Notify affected users without unreasonable delay (generally within 30 days)

  3. Provide notification via email or direct contact

  4. Describe the breach, types of information affected, and remediation steps

  5. Recommend protective measures (password changes, identity monitoring)

  6. Notify regulatory authorities as required by law

Note: We are not obligated to notify users if the breach involves only encrypted data for which we do not retain the encryption key, or data that cannot reasonably be used to identify individuals.

9. Children's Privacy

NDEX-AI LLC does not intentionally collect personal information from children under the age of 13. If we discover that we have collected such information in violation of the Children's Online Privacy Protection Act (COPPA), we will delete it promptly.

Parental Rights: Parents or guardians who believe their child has provided personal information to our Services may contact us immediately at to request deletion.

10. General Data Protection Regulation(GDPR) Rights

10.1 Applicability

This section applies to individuals in the European Union, European Economic Area, and other jurisdictions with equivalent data protection laws.

10.2 Legal Basis for Processing

As outlined in Section 3.1, our processing of personal information is based on:

  • Consent – For non-essential services, marketing, and tracking

  • Contract Performance – To provide Services you request

  • Legal Obligation – To comply with regulatory requirements

  • Legitimate Interests – To improve Services, prevent fraud, and conduct business

10.3 GDPR Data Subject Rights

Right to Access (Article 15)

You have the right to request access to personal information we hold about you. We will provide information in a portable, machine-readable format within 30 days.

Right to Rectification (Article 16)

You have the right to request correction of inaccurate or incomplete personal information.

Right to Erasure ("Right to Be Forgotten") (Article 17)

You have the right to request deletion of personal information except where:

  • Data is necessary to provide contracted Services

  • Data retention is required by law

  • We have legitimate interests in retaining the data that override your rights

Right to Restrict Processing (Article 18)

You may request that we limit how we process your personal information pending resolution of disputes or in other circumstances.

Right to Data Portability (Article 20)

You have the right to receive your personal information in a structured, commonly used, and machine-readable format and to transmit it to another controller.

Right to Object (Article 21)

You may object to processing based on legitimate interests or for direct marketing purposes. We will cease processing unless we have compelling legitimate reasons or legal obligations.

Right to Appeal Automated Decision-Making (Article 22)

If we make decisions based solely on automated processing that have legal or significant effects on you, you have the right to request human review and explanation.

10.4 Exercising GDPR Rights

To exercise any of these rights:

  1. Submit a request to

  2. Include sufficient information to identify yourself

  3. Specify which right(s) you wish to exercise

  4. Provide proof of identity

We will respond within 30 days. If we need additional information, we will request it within that timeframe.

10.5 Data Protection Officer and Contact Information

Data Protection Officer Contact:

For inquiries regarding GDPR compliance and data protection matters, contact:

  • Email: legal@ndexapp.com

  • Mail: 138 N Beaudry Ave, Los Angeles, CA 90012, United States

10.6 Complaint Rights

You have the right to lodge a complaint with the relevant data protection authority in your jurisdiction. Contact information for major regulators:

  • Ireland (EDPB Chair):

  • Spain (AEPD):

  • Germany (BfDI):

  • France (CNIL):

11. International Data Transfers

11.1 Transfer Mechanisms

NDEX-AI LLC operates in the United States and may transfer personal information to US-based service providers and servers. For users in the European Union and EEA:

Data Transfer Mechanisms:

  • Standard Contractual Clauses (SCCs): We use EU-approved SCCs for data

transfers to non-adequate jurisdictions

  • Adequacy Decisions: We rely on official EU adequacy determinations where

applicable

  • Consent: We obtain explicit consent for transfers where required

11.2 Data Localization

While we primarily process data in the United States, some service providers may process data in multiple jurisdictions. You may request information about the specific locations where your data is processed by contacting us.

12. Updates and Changes to This Policy

NDEX-AI LLC may update this Privacy Policy periodically to reflect changes in our practices, technology, legal requirements, or other factors.

How We Notify You of Changes:

  • We will post the updated Policy on our website with a new "Last Updated" date

  • For material changes, we will provide notice through email or a prominent website notice

  • Continued use of our Services following the update constitutes acceptance of the revised Policy

Your Rights: If you disagree with changes to this Policy, you may:

  • Opt out of data collection through privacy settings

  • Request deletion of your data under CCPA/CPRA/GDPR

  • Discontinue use of our Services

13. Your Privacy Rights and How to Exercise Them

13.1 Summary of Available Rights

Access/Know CCPA, CPRA, GDPR, CalOPPA | Email

Delete/Erasure CCPA, CPRA, GDPR | Email

Correct/Rectify CPRA, GDPR | Email

Opt-Out (Sales/Sharing) CCPA, CPRA, CalOPPA | Website "Do Not Sell" Email

Limit Use (Sensitive Data) CPRA | Email

Data Portability GDPR Email Object to Processing GDPR | Email

Non-Discrimination CCPA, CPRA | Automatic (we do not discriminate)

13.2 Request Submission Process

Step 1: Send a request to

  • Include your full name, email address, and account identifier (if applicable)

  • Clearly state which right(s) you wish to exercise

  • Provide sufficient detail to locate your information

  • Include proof of identity (driver's license copy, utility bill, etc.)

Step 2: We will acknowledge receipt within 10 business days

Step 3: We will verify your identity and process your request

Step 4: We will respond with:

  • Information or actions requested, or

  • Explanation if we cannot fulfill the request

  • Grounds for any denial

Response Timeline:

  • CCPA/CPRA: 45 days from verification

  • GDPR: 30 days from verification

  • CalOPPA: 30 days from request

13.3 Authorized Agent Requests

You may designate an authorized agent (including a business or attorney) to submit requests on your behalf. The agent must:

  • Provide written authorization (notarized power of attorney or similar)

  • We will verify authorization before processing

14. Contact Information

For any questions, concerns, or requests regarding this Privacy Policy, our data practices, or your privacy rights, contact us:

By Email: legal@ndexapp.com

By Website: https://www.ndexapp.com/legal/privacy-policy

By Mail:

NDEX-AI LLC

138 N Beaudry Ave

Los Angeles, CA 90012

United States

Response Standard: We will respond to all inquiries within 10 business days. For formal requests under privacy laws (access, deletion, correction), see Section 13 for specific timelines.

15. Additional Notices

15.1 California Residents – Your California Privacy Rights

California residents have specific rights under CCPA, CPRA, and CalOPPA as outlined throughout this Policy. This section provides a concise summary:

  • Right to Know: Request what personal information we collect, use, and share

  • Right to Delete: Request deletion of personal information we have collected

  • Right to Correct: Request correction of inaccurate information

  • Right to Opt-Out: Opt-out of the sale or sharing of your personal information for

cross-context behavioral advertising

  • Right to Limit: Limit our use of sensitive personal information

  • Do Not Sell My Personal Information:

  • Right to Non-Discrimination: We will not discriminate based on your exercise of privacy rights

To exercise these rights, contact or visit.

15.2 European Union/EEA Residents – Your GDPR Rights

Residents of the EU and EEA have rights under GDPR, including access, rectification, erasure, restriction, portability, objection, and automated decision-making rights outlined in Section 10. You may lodge a complaint with your local data protection authority.

15.3 Cryptocurrency Transactions

If you pay via cryptocurrency:

  • We retain transaction identifiers and wallet addresses for compliance and dispute resolution

  • We do not retain cryptocurrency private keys or sensitive authentication information

  • Transactions may be subject to tax reporting requirements

  • Cryptocurrency data may be shared with payment processors and regulatory authorities as required by law

15.4 Social Media Integration

When you connect through social platforms (Facebook, Twitter):

  • We collect verified social identifiers and public profile information

  • You may disconnect at any time through your account settings

  • Disconnection deletes our access to that social account going forward

  • Previously collected data is retained per our retention policy

16. Definitions

Personal Information: Any information that identifies, relates to, or could reasonably be linked with an individual or household.

Sensitive Personal Information (CPRA): Specific categories of personal information including: racial/ethnic origin, religious beliefs, union membership, genetic data, health information, biometric data for identification, precise geolocation, and financial account information.

Legitimate Interest: A legal basis for processing where the benefits to NDEX-AI LLC are not overridden by your rights and freedoms.

Data Controller: Entity that determines the purposes and means of personal data processing (NDEX-AI LLC).

Data Processor: Entity that processes personal data on behalf of the controller (our service providers).

Consent: Freely given, specific, informed, and unambiguous affirmative action indicating your willingness.

Processing: Any operation performed on personal information (collection, recording, use, analysis, transmission, etc.).

17. Governing Law

This Privacy Policy is governed by the laws of the State of California, without regard to its conflict of law provisions. However, privacy rights are interpreted according to applicable privacy laws in your jurisdiction (CCPA, CPRA, CalOPPA, GDPR).

Any disputes arising from this Policy or our privacy practices shall be resolved:

  • First through good-faith negotiation

  • Then through arbitration or litigation as permitted by law and our Terms of Service

18. Severability

If any provision of this Privacy Policy is found to be invalid or unenforceable, that provision shall be severed, and the remaining provisions shall remain in full force and effect.

19. Acknowledgment

By accessing and using NDEX-AI LLC's Services, you acknowledge that you have read and understood this Privacy Policy and consent to our collection and use of personal information as described herein.

NDEX LLC

Effective Date: December 5, 2025

For the most current version of this Privacy Policy, visit: https://www.ndexapp.com